It is the question every tournament organizer quietly thinks about when they put a cash prize on a par 3: what actually happens if someone makes the shot? At Coast to Coast Hole in One, we hear it often — and the answer is simpler and more reassuring than most people expect. That is exactly what hole-in-one insurance is built for.
The Prize Gets Paid — Without Coming Out of Your Budget
When a registered golfer makes a qualifying ace on the insured hole, the prize payout is handled through the insurance policy. The organizer does not write a check from the event fund. The coverage, underwritten by an A-rated insurance company, covers the prize value. The golfer walks away with their winnings, and your budget stays intact.
What Makes a Hole-in-One Qualify?
Coverage applies when a registered participant makes an ace on the designated hole during official tournament play. The specific conditions are outlined clearly when the policy is set up. Our team at Coast to Coast Hole in One walks every client through the hole-in-one contest insurance requirements before the event, so there are no surprises on the day.

What About the Other Par 3 Holes?
Our hole-in-one prize package insurance policies include bonus hole-in-one prizes for additional par 3 holes at no extra cost. Each bonus hole has its own prize, meaning multiple aces on different holes in the same event are each covered. Prize signs for the main and bonus holes are included at no added cost when coverage is arranged at least seven business days before the event.
No Stress — Just Confidence
One of the biggest reasons directors choose to work with an experienced hole-in-one insurance company is peace of mind. Knowing the payout is handled removes an entire category of financial stress from the planning process. With golf hole-in-one insurance in place, the prize is real, the contest is legitimate, and the risk is covered.
Frequently Asked Questions
Does hole-in-one insurance cover any golfer in the tournament?
Coverage applies to registered participants who make an ace on the designated insured hole under the conditions outlined in the policy.
What if a hole-in-one is made on a bonus hole?
Bonus hole-in-one prizes are included in our packages at no extra cost. Each bonus hole prize is covered independently.
Is there complicated paperwork after an ace is made?
Our team keeps the process simple. We are available by phone, text, or email to guide organizers through any steps needed.
How soon before the event should I get coverage?
Coverage should be arranged at least seven business days before the event to ensure prize signs are included and everything is ready.
We Are Here Every Step of the Way
At Coast to Coast Hole in One, our team has over 60 combined years of experience in hole-in-one insurance, and every policy is backed by an A-rated insurance company. When someone makes a hole-in-one at your event, everything is handled professionally — just as it should be.
Contact us today to request a hole-in-one quote and learn exactly how our coverage works for your tournament. We are available by phone, text, or email.